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How to get a mortgage refinancing across the line
Opinion
Home loans

How to get a mortgage refinancing across the line

If you have held a home loan for more than two years, it’s time to consider refinancing your mortgage.

  • by Nicole Pedersen-McKinnon

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Why falling property prices are actually bad news for first home buyers

Why falling property prices are actually bad news for first home buyers

Falling house prices may not be the blessing for first-time buyers it seems, with higher interest rates reducing their borrowing capacity more than any likely decline.

  • by John Collett
How high will interest rates go?

How high will interest rates go?

Financial markets are tipping the official cash rate – now at 0.35 per cent – to hit close to 3 per cent by the end of the year.

  • by Jessica Irvine
‘How to make three years’ salary in three days’

‘How to make three years’ salary in three days’

Some 80 per cent of Australians pay more in monthly repayments by choosing to keep their mortgage with one of our four leading banks, rather than switching to one of the bank minnows for a better interest-rate deal.

  • by Nicole Pedersen-McKinnon
Newbie homeowners will be hit hardest by the rate hike

Newbie homeowners will be hit hardest by the rate hike

Many mortgage holders have built up savings and some breathing space thanks to excess mortgage repayments, but those who entered the property market recently are most vulnerable to higher interest rates.

  • by John Collett
Cheaper minnow mortgage lenders taking business from big banks
Analysis
Home loans

Cheaper minnow mortgage lenders taking business from big banks

Big banks are losing out to smaller rivals in the highly competitive mortgage market as those refinancing become inclined to shop around.

  • by John Collett
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Interest-rate rises are coming: is it time to fix your home loan?

Interest-rate rises are coming: is it time to fix your home loan?

When official interest rates rise – as most economists expect to happen on the first Tuesday in June – about a million borrowers who have taken out mortgages over the past decade, will never have felt the pinch of a rate hike.

  • by Jessica Irvine
The premium suburbs now in reach of first home buyers

The premium suburbs now in reach of first home buyers

First home buyers will have many more options, including previously scarce free-standing houses, when the purchase price caps for the government’s low-deposit scheme increase on July 1.

  • by John Collett
Why negative gearing has gone the way of the dinosaur

Why negative gearing has gone the way of the dinosaur

With record-low interest rates and reasonably high property investment yields, negative gearing is all but impossible.

  • by Noel Whittaker
Strategies to combat mortgage interest-rate hikes
Opinion
Home loans

Strategies to combat mortgage interest-rate hikes

Three simple strategies to enable existing homeowners to save a heap of cash on their home loan.

  • by Nicole Pedersen-McKinnon
The only way is up: Markets bet on a hefty rise in interest rates

The only way is up: Markets bet on a hefty rise in interest rates

The recent move up in US interest rates has prompted traders to punt that the RBA will need to lift borrowing costs sharply in the next two years.

  • by Clancy Yeates